I spend my weekends at the lake wakeboarding with my friends and the neighbors. Last year, I had Friday off and drove up early to give a hand mowing the yard at the cottage and the big hill. This is the worst job you can do up there. It's hot, steep, and you have to use a weed eater to mow the hill because of the steep angle.
We usually ski on our neighbor's boat even though we have our own. Theirs is much nicer and geared towards wakeboarding, unlike ours. We never have to pay for gas or anything, so we always mow the yard we share and trim the hill as part of the payback.
After mowing, I was covered with sweat and grass clippings and so I needed to dive into the water. I pulled off my t-shirt and got ready to head down the 85 steps to the water. Natalie, the neighbor next door was already down at the dock with her son and his friend.
The kids (who are in kindergarten) are playing in a sand box just behind the sea wall. I climbed onto the diving board and dove in. It was cool and felt great. We started doing cannon balls, flips, and twists while diving. Natalie took a pretty hard hit on the water landing incorrectly after a flip. She came up from the water, coughing quite a bit from inhaling water. She started to climb the ladder and I extended my hand to help her out. As soon as she came up the ladder, my jaw hit the ground and she saw my expression and asked what was wrong.
Her top was completely gone and all I could say was wow, nice tits. She was extremely embarrassed and covered up immediately as soon as she was up on the dock. She headed straight up the 85 steps back up to her cottage. I dove in and found her top under the dock. I pulled it out, and she started to walk down the steps towards where the kids and I were. I met her about half way up the steps and handed her the top and said I was sorry for looking. She said it was no big deal; she didn't want the kids to see. Then she shot back and said I know what you will be masturbating to this evening. I laughed and said you are absolutely right. He next morning, she asked me how it felt last night and I told her I actually got off twice thinking about it. She said she was glad she could help.