This happened this past summer
I rented a beach house with a few friends for the first two weeks of August. One morning at 7:00am I went up to the beach stripped and jumped into the water. The water was cold so I instantly woke up. After swimming around for ten minutes I started to come out of the water when I see Kelly is sitting on my chair. Kelly is a very athletic woman who doesn't drink and was probably out running. I walk out of the water naked towards my things. When I get close kelly asks why I went in naked. I told her it fells good to be naked in the ocean. She looks down and asks if it was true what cold water did to a mans penis. I look down and tell her to rub my penis and she will find out. Kelly smiles and tells me why don't I do it myself.
I look around and notice no one around and start to look at kelly and jerk off. I notice her nipples thru her shirt and her moving around in the seat. I tell her she can lower the back for a better veiw. Kelly does and takes off her shirt. She has no bra on and I look at her perky breasts and hard nipple. I tell her very nice and quite a turn on. My dick is getting bigger and bigger. Then kelly takes off her running shorts and I see her hairless pussy. I tell her I am going to cum soon. She straddles the arms of the chair and when I see how wet she is I fire four large cum loads on her.
Kelly stands up and tells me it is true and wants to know if I want to go cool off in the ocean. We run and and start splashing each other and soon we are a foot apart when I lean in and kiss her. We start to kiss and my hand finds her pussy. The ocean may be cold but her pussy is hot. I rub her slit and start to masturbate her and in a few minutes she is clutching me and moaning. After her orgasm calm down she straddles me and tells me thank you.