When I was about 14, I was friends with this really pretty chinese girl. We were hanging around at her house by the pool on a hot afternoon during the school holidays. She said she had to go to the toilet and disappeared into the house. About 10 minutes later, she still hadn't reappeared.
I decided to get something to tie my hair back with to keep it out of my face. I walked into her bedroom to find her on the bed. She had removed her bikini bottoms and had her hand cupped between her thighs.
She had two fingers inside herself and her hand was going around in circles like she was stirring something. I was stunned. My mother had told me girls didn't do that sort of thing. I was even more amazed that she had actually put her fingers inside herself.
I was totally clueless about what went on 'down there'. When she saw me standing there she jumped up and blushed a deeper red than a strawberry. I thought about that a lot afterwards over the next two weeks or so. Eventually my curiosity got the better of me.
It felt really nice, but i didn't have an orgasm the first few times. Then, one day, bang! When this happened, I thought, 'I'll limit myself to once a week on Saturday mornings'. That sort of worked for about a month...now, three and a half years later, it's more like once or twice a day. I'm surprised my fingers haven't fallen off!