When I was 45 my neighbor was 55. We are good friends and have lived next door to each other for about ten years. Her husband travels frequently and we got together many times for conversation. One time when we were having late afternoon conversation we talked about sex. She said she spent a lot of time masturbating when her husband was away. She said it in a kidding way and she was laughing as she said it. I told her I masturbated a lot too and really enjoyed the feeling of being naked and rock hard as I fantasized and masturbated. She said she liked to be totally naked too instead of just slipping her hand down her panties for a quickie, saying it heightened the experience for her. By now I was starting to get a nice stiffy in my pants!
I took a risk, being that she was married and also my neighbor, and told her it would turn me on so much to get naked and jack off in front of her. She smiled and said she would love to watch me. She was on the couch so I stood in front of her and peeled off my shirt, then lowered my pants, and finally pulled off my underwear. My hard-on was pounding hard and throbbing with each heart beat. I was delirious with excitement.
She leaned forward and took me in her hand and felt me and gave me a warm smile. I asked her how she wanted me positioned so she asked me to sit on the couch. She got on her knees between my legs with her face very close to my hard-on. I began stroking slowly telling her how I liked certain grips, and demonstrated the several I like. I told her in detail what my thoughts were as I jacked myself and how good it felt, and how exciting it was to have her watch me.
I told her when I was close to cumming and she asked if she could take over then. She wrapped her hand around me and started jacking me hard until I squirted cum all over my stomach. It was maybe the most exciting experience I've ever had with a woman in my life.
To my surprise, she said it was HER TURN! She stripped naked and laid down on the floor and spread her legs open and started rubbing her clitoris and sliding her fingers inside herself. I laid on the floor in front of her with my face right between her legs, and I loved what I saw and watched. As her fingers worked her vagina I was enjoying what could be called the 'medically close up view.' She came in about five minutes.
We sat on the couch for a while naked and talked and fondled each other for a while then got dressed. She made me promise I would never say a word about what happened, and of course, I didn't. I have masturbated many, many times fantasizing about that experience!