At the time I was twelve and my female cousin was ten. She is really really hot. Even though she was ten she was still hot.
Anyway my family was visiting her family in Oregon. One day for some reason our parents had to leave us alone. When they left we just started talking and then she went into her room. Later I went into her room to ask her something and she had her hands in her pants. I walked in and asked what she was doing, she replied nothing. But I new she was fingering herself.
I said it's ok I do the same thing. She seemed relieved and then asked if she could look at my cock. I said ok and pulled it out. I told her she could touch it and she jumped at the chance. I was fully aroused by this point. She then asked if I would finger her. I said of course and pulled down her wet panties and stuck my fingers into her pussy. I fingered her and she jacked me off.